49er Card Terms and Conditions
The 49er Card is the official identification card of UNC Charlotte. Use of this card constitutes acceptance of all terms and conditions, including amendments to it. UNC Charlotte reserves the right to modify these Terms and Conditions without notice to the Cardholder. Violation of the following terms and conditions may result in the confiscation of the card.
1. The 49er Card
The 49er Card, and its digital and temporary alternatives, identifies the Cardholder as a student, faculty, staff or sponsored guest of the University. The 49er Card should be carried at all times and presented to University officials upon request. The card is also the mechanism for accessing the Cardholder’s Stored Value Accounts. The Cardholder must present their card at the time of use in order to purchase products or services. In addition, the 49er Card can be used for door access, to gain admission to athletic events and intramurals, to track attendance or to log a ticket in Niner Central.
a. The 49er Card is the property of the University and is non transferable. The Cardholder may not loan their card to another student, employee or other individual. Any attempt to use or obtain a 49er Card for fraudulent purposes, or to assist in doing so, may subject the Cardholder to disciplinary action, including referral to the Office of Student Conduct or UNC Charlotte’s Human Resources Office.
b. The 49er Card may be confiscated from the Cardholder as a result of inappropriate or illegal use or failure to comply with these Terms and Conditions.
c. All students are eligible for an initial prepaid 49er Card as part of the ID technology fee upon beginning their first term at the University.
d. All University faculty/staff or sponsored guests will receive an initial free, 49er Card upon their start date.
2. Replacing Lost, Stolen or Confiscated Cards
3. Replacing Damaged Cards
4. Stored Value Accounts
a. Deposits may be made at any time; the minimum deposit amount is $5.
b. Eligible deposits may be made as follows:
i. Online at https://uncc-sp.transactcampus.com/UNCC/AnonymousHome.aspx
ii. In-person, at the 49er Card Office, ID Office or at VTS Machines
iii. By mail
c. There is no daily transaction quantity limit. Purchases shall not exceed the amount of deposited funds.
d. No interest shall be paid on any balance on the Cardholder’s SVA.
e. The Cardholder understands and agrees that SVA may not be used as a credit card or to purchase gift cards or money orders.
f. The 49er Card does not carry cash advance privileges.
g. A Cardholder’s SVA may not be withdrawn except as provided for in Section 8, Stored Value Account Closures.
h. Stored Value Accounts are non-transferable
i. Transfer of funds between SVA types is not permitted.
a. There are no charges assessed to the Cardholder for any transaction(s).
b. Deposits made by check. A check presented for a deposit that is returned due to insufficient funds will be assessed a fee according to the customary fee schedule followed by the University’s Office of the Bursar. The Cardholder’s SVA will be deactivated until the cardholder deposits sufficient funds to cover both the overdraft amount and the insufficient funds fee. (See Section 9 below for fees assessed upon Stored Value Account closure.)
c. Account inactivity. SVA can remain active indefinitely; however, accounts that remain inactive for a period of six (6) months will be charged a $1 per month Inactive Fee for each inactive month thereafter, to avoid funds being escheated to the State of North Carolina in accordance with North Carolina state law. https://files.nc.gov/nccash/documents/forms-and-guides/upfinancialinstitutions.pdf
6. Refunds and Returns
7. Liability for Unauthorized Purchases
8. Account Closures
a. Cardholders may request that their SVAs be closed only upon officially separating (terminated, retired, graduated, withdrawn, etc.) from the University. Cardholders are not required to close their SVA upon separating from the University and may continue to access remaining funds at campus merchants until such time as they elect to close their accounts or their SVA are closed pursuant to Item 8.f or 8.g.
b. Subject to the closure requirements of Item 8.a, Cardholders with card balances greater than $10 may request an account closure refund by submitting a 49er/ODA Refund Form online at https://aux.uncc.edu/webform/49er-accountoda-refund-form (except as provided in item 8.d, balances smaller than $10 will be retained as an account administrative fee).
c. The $10 Administrative Fee will be waived for any deceased Cardholder or a student who withdraws from the University with extenuating circumstances (refer to UNC Charlotte Academic Policy: Withdrawal and Cancellation of Enrollment). UNC Charlotte reserves the right to waive the Administration Fee at its sole discretion.
d. Upon account closures, any refund processed from the Cardholder’s SVA, after the Administrative Fee is deducted, will first be applied toward any debt the Cardholder owes to the University; any remaining balance will be refunded to the Cardholder.
e. A Student refund will be posted as a credit to the Cardholder’s Student Account and shall be disbursed by the University in accordance with the regularly scheduled refund procedures. Non-student refunds will be issued by ACH to the last bank account on record (employees with payroll direct deposit) or by check to the last known address on record (all other non-student cardholders).
f. The 49er Card Office, at its sole discretion, may also choose to close or otherwise restrict the 49er Card SVA activity of any Cardholder owing a debt to the University, or that of any Cardholder suspected of fraudulent or illegal card activity. SVAs closed under this provision shall be subject to standard closure terms as addressed in this Article.
g. In the event an account closure ACH refund is rejected by a Bank, a refund check is returned by the United States Postal Service as undeliverable, or the address of a cardholder cannot be reasonably be determined, the SVA balance refund shall be escheated to the State of North Carolina in accordance with state law.
9. Receipts and Statements
10. Error Resolution
11. Disclosure of Account Information to Third Parties
Information about the Cardholder’s Account will be disclosed to third parties only:
a. In order to complete a transaction;
b. In order to comply with a government agency or court order or lawfully issued subpoena. In such cases, if permitted, UNC Charlotte will provide Cardholder notice of its obligation to comply with the order or subpoena;
c. In conjunction with all other cardholder accounts in the aggregated but not in the specific regard to any individual’s account;
d. In order to provide the University with the Cardholder’s image, use of which is restricted solely to internal identification purposes, including but not limited to the generation of photo-based class rosters; or
e. With Cardholder’s written permission.
12. Changes in Terms and Conditions
13. Governing Law
This Disclosure of Terms and Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina. UNC Charlotte also obeys the Red Flags Rule. The Rule requires many businesses and organizations implement a written Identity Theft Prevention Program (“ITPP” or “Program”) designed to detect the warning signs (“red flags”) of identity theft in their daily operations. The purpose of this Program is to detect, prevent, and mitigate identity theft at the University. Red Flags Rule web page